Luke Hoffman · Loan Officer · NMLS #2725671
The mortgage question everyone actually has:
"what's my payment?"
Just text Luke. Real answers about real monthly payments — no forms, no spam, no pressure. Serving buyers across Minnesota, Wisconsin & Ohio from Fairway's Eden Prairie office.
Luke Hoffman
Fairway Home Mortgage
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States licensed
MN · WI · OH
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Loan programs
explained in plain English
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Forms or trackers
on this entire site
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Text to get started
that's really it
NMLS
#2725671
Meet Luke
A loan officer you can actually text.
Luke Hoffman is a loan officer at Fairway Home Mortgage's Eden Prairie, MN branch, helping buyers across Minnesota, Wisconsin and Ohio figure out what home they can afford — and what it'll really cost each month. His whole approach fits in one sentence: ask him anything, and he'll give you a straight answer.
No dumb questions, no jargon walls, no "let's set up a call to discuss." If a text answers it, a text is what you'll get — backed by a full-service Fairway branch when it's time to make things official.
First-time buyer?
Four steps between you and your first set of keys.
01
Text Luke
Tell him where you are — even if the answer is "no idea, just curious." That's a great starting point.
02
Get real numbers
Payment, down payment, closing costs — actual figures for your situation, not internet averages.
03
Get pre-approved
A verified pre-approval through Fairway's secure system, so sellers take your offer seriously.
04
Go shopping
House-hunt with confidence and a clear budget. Luke stays a text away the whole time.
Loan programs
Every loan type, translated into English.
Backed by a proven branch
One loan officer. A whole team behind him.
Luke works out of Fairway's Eden Prairie, MN branch — a full-service branch with experienced processors, established underwriting relationships, and program specialists behind every file he touches. You get one point of contact and a full team's worth of horsepower.
Learn the lingo
Mortgage terms, minus the mystery.
PMI, DTI, escrow, points — the industry loves alphabet soup. The Learn page gives every term the friend treatment: what it means, why it matters, and when you can safely ignore it. No email required, ever.
Browse the glossary →Ready when you are.
One text. Zero pressure. Whether you're buying next month or just daydreaming on Zillow at midnight — Luke will meet you where you are.